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Was told a main railway station can move the balance. Because the whole thing is fucked. I don't know where the actual card is. Any money on your card will be protected. You can also check your myki money balance, myki Passdetails, card status, fare type, travel, and top-up history. 0000014445 00000 n According to the Fares and Ticketing Manual (ptv.vic.gov.au) If your registered myki card is lost or stolen, you can have your myki card replaced at any PTV Hub with the balance transferred within 7 days. <<71A2449DD11DB2110A0003F7900591FF>]/Prev 491244/XRefStm 1429>> On Friday Martin. If you've lost your previous card or it ceases to work then there is a mechanism for transferring the balance. 0 Unregistered vehicle permit. Just one more benefit you enjoy as a COPFCU member. endobj What is the best balance transfer credit card? Via mail Complete the balance transfer and refund form to cancel your go card and transfer the balance to another valid card . However, it may take up to 21 days in some cases. How can I check the balance of my myki card? You can use the ticket number to register your myki or if you require a refund. At this stage, these are the only card types available on Mobile myki. However, if you keep all three accounts active, your overall credit utilization ratio drops to 20%. From the "I Want To" drop down menu, find "Transfer a Balance.". In Perth if you have registered your card and lose it you can ring and they will swap your account/money onto your new card. You can replace some types of tickets if they are lost or stolen. Card issuers often have balance transfer offers, sometimes with rates as low as 0%. How balance transfers work For example, when your myki Money balance reaches $10, you could top up with $20. Got a replacement at Cheltenham station and balance including auto top-up from 2 minutes before was transferred to new card. I also had left-over balance on my old Android "Myki Mobile" phone - which I should use up. A subreddit for Melburnians and Melbourne enthusiasts! By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. 0000009156 00000 n Your balance is protected from the time you tell us your myki is lost or stolen. an_square_one 11 yr. ago The Pass was paused, then refunded, but I'd forgotten about the Myki Money balance, and I'd been using another card in the meantime. Buy a new myki and top up with myki Money or a myki Pass and register your new myki. Myki (/ m a. Tell them that you want to escalate the matter and lodge a complaint and they'll likely just sort it out in a '21st century' manner. You will need to provide identification to show that you are the registered myki card holder. The Pass was paused, then refunded, but I'd forgotten about the Myki Money balance, and I'd been using another card in the meantime. Transferring a credit card balance is relatively easy, but you need to follow a few steps. Even if they do, you can only transfer a balance between a Synchrony credit card and another issuers credit card. You would think they could have done it over the phone. We cant replace a lost or stolen unregistered myki. What are the best cash back credit cards for fair credit? I found that other card with $19.90 on it. Cookie Notice This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. 0000005223 00000 n Make sure you pick a card that accepts balance transfers and has advantageous rates. If this occurs, you won't incur a duplicate fare. Visitors can give their myki card to charity by posting it in one of the donation boxes at Southern Cross Station's SkyBus terminal or Station Pier. Or you can buy another card, then fill in a form and get the balance of the old one transferred, as well as a refund on the new card's purchase price. I only realised this when my replacement card was lost and I called up for a new one. For more information, visit the V/Line website. Initiate the balance transfer. This is regardless of whether there is a myki pass or existing fare on the myki. But your balance can be transfer to another card at some of the PTV stations. From the Transfer Funds To drop-down, select the credit card that will received the balance. The phone is awake whenever the screen is turned on, even it's locked. I realise this is not a life-changer, but there's a principle at stake. Let's say you have $4,000 in credit card debt and transfer that balance to a . Try hovering the phone just above or near the reader, rather than touching the phone on the reader. Your card provider holds the right to approve or deny your request for a balance transfer. Then I begrudgingly bought a new Myki card. Renew driver licence. If your myki card is registered, call 1800 800 007 or visitptv.vic.gov.au. endobj Transfer your physical travel card to your iPhone On your iPhone, open the Wallet app. Once you do, carrying out a balance transfer becomes rather straightforward. Mobile Myki can be set to Auto Load. 0000004863 00000 n xen0. They are good for people who use transport frequently. This helps you to avoid late fees and penalty APRs on your existing accounts. Hold the phone still when touching on and off. The process begins when you submit a balance transfer application. New comments cannot be posted and votes cannot be cast. Also if James or Patrick from the PTV call centre get to see this I'm sorry for being a cunt nugget. Is it bad to do multiple balance transfers? To learn how to do a balance transfer, review this step-by-step process. Once it's transferred to another device, it will no longer be available on the original device. Save. They earn interest on it. Enter the name on the account, account number and payment address of the creditor you want your debt transferred from. @john_miller 03/01/23 This answer was first published on 03/01/23. You will need to provide identification to show that you are the registered myki card holder. As a matter of fact, most Synchrony Bank credit cards do not allow balance transfers to begin with. Metro Trains: Ripped Off - See 175 traveler reviews, 73 candid photos, and great deals for Melbourne, Australia, at Tripadvisor. 0000004635 00000 n If you need to travel while you wait for your old balance to be transferred to your new myki, top up with myki Money or a myki Pass. For more information see Google Help and Support. You can only have your Mobile myki active on one device at a time. Editorial and user-generated content is not provided, reviewed or endorsed by any company. So I had a mobile MyKi with around $6.xx balance on it. Nor does your card expire after 90 days of not getting used. The train from Flinders took so long to leave that by the time I got to St. Albans, myki had assumed I wasn't going to touch off and checked by off automatically, deducting the default fare. If these are your only two cards, your credit utilization ratio is 33.33%. I remember someone asking Myki about this a couple of years ago, to be told that they "are aware of it and are working on it". Auto top-up: If you have auto top up on your original myki, this service will not be transferred to your new replacement myki. What kind of retarded system is this? Pay down this card's balance quickly to improve your credit. I register them all (but only have auto top up on my main card), when I get to the point that I have too many, I simply go online report the oldest cards as lost/damaged, it cancels them immediately and ask which other card to transfer the balance to all sorted in a matter of seconds. It's your responsibility to ensure your phone battery is charged so you can touch on and off during your journey and present a valid ticket if requested. Thats fucking stupid, that means each touch on has to have a processing unit to determine distance traveled and amount charged. How to Process Credit Card for Consumers & Merchants? i lost a card recently and bought a replacement, its stupid in this day and age (3 years on from this post mind you) you need to fill out a form and post it in snail mail to transfer balance from one to another. Because most balance transfers do not happen immediately, it is important that you continue to make payments on your current balances until you confirm that the balance has been transferred. I recently upgraded my phone but apparently now when I go to Google Pay, I have to purchase a new card. Damaged or defective myki smartcards can be replaced for free on the spot at a PTV Hub. <>/MediaBox[0 0 594.96 842.04]/Parent 29 0 R/Resources<>/Font<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI]/XObject<>>>/Rotate 0/StructParents 0/Tabs/S/Type/Page>> Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets, myki machine, Quick Top Up or myki Check myki equipment, If you already have an unregistered myki, you can. If you're travelling on a concession fare, you must make sure you hold the correct concession entitlement. You can register either when you buy your myki, or at a later date. Editorial and user-generated content is not provided, reviewed or endorsed by any company. No wonder the thing cost more than a billion dollars. Keep in mind that credit utilization is also affected by individual card balances. 8:35pm Feb 8, 2020. hb```* wAbl,>|``8ux p:jb].|RCZi!_tEH} gWt AB,X@V! P 5icD= < Mj.15;8BS og8~Pm`apa9kXv0ah G #}){4Pcl;]xLy@ =M What's Auto-load? My original myki became faulty and I replaced it at Flinder St station, but they forgot to transfer my balance across. In person at a PTV hub , or a premium metropolitan station or staffed V/Line station inside the myki boundary. You can register up to eight active mykis on an individual account. there's no excuse for this money-grubbing by the Myki corporation.Sure there is transferring money between cards is not the primary function. Got the train home to South Yarra, went to the service desk with my completed replacement form and then was told "we actually don't send these in you have to go and post it yourself". You can then see what Android version youre on. You can see up to six months of travel and transaction history via a website account and around 30 days of travel and transaction history via the PTV app. This will allow you to deactivate your Mobile myki then reactivate it again. 0000003801 00000 n Whats the Difference between Business Line of Credit vs. Business Credit Card? We recommend visiting the card issuers website for the most up-to-date information available. Reasons for denial may include waiting for too long after getting a new card, wanting to transfer more than your available credit limit or trying to transfer a balance from a card issued by the same card provider. What are Your Rights as a Credit Card Holder? Posting by mobile so you can find it yourself ;-). But to use it on another phone than on your existing phone, go into Mobile myki, select the menu in the top right corner (three vertical dots) and choose 'Move to another device'. The MoneyGeek editorial team ensures it stays up to date on the latest credit card offers as well as changes in fee structures. 0000003206 00000 n This is how I feel when people ask if I can fax them a form. I'm glad I don't need to catch public transport anymore. If you wish to transfer $5,000 from one card and $4,000 from another, you will need to pay balance transfer fees amounting to $270, which adds to your new cards starting balance. The PTV Hub can provide you with a replacement card with the remaining balance being transferred within 7 days. endobj <>/Filter/FlateDecode/Index[32 146]/Length 27/Size 178/Type/XRef/W[1 1 1]>>stream If you wish to transfer balances from multiple cards, select the ones with the highest APRs first. If you are no longer entitled to a concession myki, and now need to obtain a full fare myki instead, you will need to purchase a new myki with the full fare travel entitlement. endobj We're working to improve the messaging. If you have any questions about new credit cards, how to select the right card or how to improve your credit score, you can trust our experts to guide you in the right direction. Haven't tried as yet. On your existing phone, go into Mobile myki, select the menu in the top right corner (three vertical dots) and choose Move to another device. This 0% interest period can help you carry your debt for a limited time without paying interest. There are three ways to replace lost or stolen myki cards: 1. To check if you're eligible to travel on a concession myki, see Concessions and free travel. If you're still travelling after 2 hours, you'll be charged a daily fare. On occasion, there is a small (< $10) balance leftover, which expires after a couple of years. We have this new thing called EMAIL. Do Not Sell or Share My Personal Information. Whats the Difference between Business vs. <> Pick a card that waives the balance transfer fee. It was in my wallet the whole time lol. My child lives in the region, so I was able to order a new card, have the balance transferred from expired car to the new card, and the new card has been delivered via . Balance Transfer Offer: Get a 0% introductory APR for 21 billing cycles for purchases, and for any balance transfers made in the first 60 days, a variable APR of 15.49% - 25.49% . If you can just transfer money between mykey cards, well then what would the tracability of those funds be? https://i.ibb.co/2NK61G8/aviary-image-1552378190281.jpg. If our equipment cant read your damaged or defective myki, it may take extra time to transfer the remaining balance to your new myki: Well still give you a new myki smartcard on the spot. Myki card Myki card child pages. As a matter of fact, most Synchrony Bank credit cards do not allow balance transfers to begin with. You need to deactivate your Mobile myki on one device before doing a factory reset or all data will be lost. Tap Travel Card. What is the best credit card for bad credit? The version ofGoogle WalletTM used by wearables, such as watches, is a light version which doesn't support Mobile myki. They also monitor over 1,600 consumer credit cards to simplify how our readers look for suitable alternatives according to their specific requirements. The same as a physical myki card, you can have myki Money and a myki Pass on your Mobile myki. Why do we have to put up with a 1970s level of customer service when it comes to transferring or withdrawing our own unspent money? After having a look at my account he goes "oh no it's already been blocked, you'll have to print out the form and post it in". The . On your new phone, download Google Wallet and set it up with your same account details. I realise this is not a life-changer, but there's a principle at stake. If you have outstanding balances on multiple credit cards, you may want to consider consolidating this debt by getting a single balance transfer card. What credit cards don't require a deposit? You only need to wake up your phone to touch on and off. Step 3: Review Card Offer Terms. Despite the system failures, creator NTT Data was in 2017 given another seven-year contract for . Sorry, the Seniors Card program cannot replace lost myki cards. We're looking to expand the number of card types available, so more passengers can use Mobile myki. Buy your go card today Select your go card go card is available for adults, children, and eligible seniors and concession card holders. The costs of a balance transfer. I called customer service and was advised I needed to go in person to Flinders St station to do it. NSW has their equivalent, the Opal Card, and there is no charge for initial issue of the card. Done it twice now. Enter your card number and other required information.4 Transferring the balance to a card with a 27% APR and a 3% transfer fee means paying $810 in interest a year, plus a $90 balance-transfer fee. Easy, and only required every three years!! <>/Metadata 30 0 R/Pages 29 0 R/StructTreeRoot 32 0 R/Type/Catalog/ViewerPreferences 180 0 R>> 0000013222 00000 n Imagine what they could have done to improve the public transport system with the $1.5 billion they pissed up on this debacle! 184 0 obj FAX?! That works the same as Auto Top-Up on a physical Myki card - both add Myki Money when your balance falls below a value you have set. Once a card provider approves a balance transfer request, it may pay the credit card issuer mentioned in your application automatically or send you a check. Then I begrudgingly bought a new Myki card. The balance transferred when the old card expired. I hadn't registered this new one yet but I had the receipt with the date/time/transaction number/myki terminal number. 1. View all transactions related to your myki for the previous 6 months, select your myki then select Activity. Mobile myki can only be transferred to another device if the myki card is deactivated and moved to the new device. By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. This may also be an anti money laundering thing. Pay down your credit card debt. 178 0 obj Within the phone, go to Settings > Connected devices. The Blue Business Plus Credit Card from American Express, Marriott Bonvoy Business American Express Card, Capital One Quicksilver Cash Rewards Credit Card, Credit One Bank Platinum Visa for Rebuilding Credit, U.S. Bank Altitude Go Visa Signature Card, American Express Blue Business Cash Card, Blue Cash Everyday Card from American Express, Blue Cash Preferred Card from American Express, Delta SkyMiles Blue American Express Card, Delta SkyMiles Gold Business American Express Card, Delta SkyMiles Gold American Express Card, Delta SkyMiles Platinum Business American Express Card, Delta SkyMiles Platinum American Express Card, Assent Platinum 0% Intro Rate Mastercard Secured Credit Card, Capital One SavorOne Cash Rewards Credit Card, Capital One Spark Cash Select - $500 Cash Bonus, Capital One VentureOne Rewards Credit Card. I get the idea that this was supposed to be a pun on the word "principal", meaning the amount of money, borrowed or lent, on which interest is calculated. John Miller, Credit Cards Moderator. I never bothered to do it. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. If your phone battery dies, you'll need to charge your phone or purchase a physical myki card to travel on the network. What Happens to a Student Credit Card After Graduation? Save on interest charges by transferring your high-rate balances to your COPFCU Visa Credit Card. Yes. WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our. If you transfer that balance to a credit card that offers a 0% introductory APR for 12 months on balance transfers, the new card may charge a transfer fee, typically around 3 percent of the balance. 0000011139 00000 n It appears as a "Approved Level 2" request on my myki account on the website. A balance transfer does not happen automatically. What are the best credit cards for bad credit with no deposit and instant use? Upon approval, your new card provider might pay your old card provider directly or send a check to you. Always the last place you look lol. Can someone please explain why, when you lose a Myki card which is registered, they can't simply transfer the balance from the old card to the new card over the phone, or else have the ability for users to do so online? endobj What are the best student credit cards for cash back? Your new issuer may approve the full amount or only part of your balance transfer, depending on your credit limit and the issuer's transfer limits. JavaScript must be enabled to use this site.We're sorry for any inconvenience. Now that you know how to transfer balances on credit cards, determine if going down this road might work well for you. Thankfully you can organise the replacement before the card has actually expired, if your card is "is approaching its expiry date" (though it doesn't specify precisely what "approaching" means). The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. Some trips take longer than two hours because of a transfer between services. Can You Pay Your Taxes With a Credit Card? I know it's not possible to do it online. Your myki smartcard expires after four years. Myki replaced the Metcard ticketing system and became fully operational at the end of 2012.. %PDF-1.5 % PTV does not have any access to any information within the Google Wallet app. 188 0 obj 0000001755 00000 n Tell us how much you're transferring and which card you're transferring from - make sure you have your card details to hand. 1. In my experience touching on is quicker than validating a metcard. 0% intro for the first 15 months (then 19.24% to 27.99% variable) $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days. A balance transfer might fail if the amount you wish to transfer exceeds your available credit limit, if you initiate the transfer after the time period mentioned in a balance transfer offer or if youre trying to transfer a balance from a card issued by the same card provider. With banks allowing customers to transfer thousands of dollars online between their accounts, there's no excuse for this money-grubbing by the Myki corporation. You can request a new, free myki smartcard through your online account. For physical myki smartcards we'll transfer your balance to a replacement myki at no cost. Depending on your card provider, you may initiate the process online or over the phone. This is unfair, and I don't think this cost is refunded if you submit the form for a refund. With a registered myki you can check your myki balance, top up, buy a myki, get notified when your myki is due to expire and more. 0000001429 00000 n and our The primary benefit of a 0% balance transfer credit card is the 0% introductory APR offer. Tap Transfer Existing Card. Auto Load set up within Mobile myki can take up to 10 minutes to top up myki Money. I have my most recent card that has $6.54 on it. Most people would keep the same card for years. Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets, Instantly top up via the PTV app by scanning your myki card. The poor guy was really nice about it and I also feel horrible for being angry at the call centre staff and if you saw an angry young man in a suit on the Sandringham line that was me. 0000002274 00000 n If your card provider sends transaction-related notifications via email or text messages, you may expect to receive one when your balance transfer is approved. If you need to travel in the meantime, buy a new myki and top up with myki Money or a myki Pass. I've had really good experiences with Myki and was an early adopter, but this? Your new starting balance would be $3,090. You might also lower your overall monthly payments and turn multiple bills into one easy payment. With my shitty luck I ended up losing this one at work (someone saw it on the ground but we assume the cleaners picked it up) so I called Myki, asked them if I could order a replacement.